This page focuses on: BDO PayMaya (Maya) Transfer Guide: Cash In, Send Money, Fees & FAQs . Use the steps below and keep your reference details until the transfer is credited.

BDO and PayMaya (now called Maya ) connect through local rail transfers so you can move funds between your bank balance and your Maya wallet. Most users cash in from BDO to Maya using InstaPay inside the BDO app, and send money back from Maya to BDO using Bank Transfer in the Maya app.

Cashing in from BDO to Maya (PayMaya)

Open the BDO Online or mobile app and sign in.

Choose Send Money and then To Another Local Bank .

Sending money from Maya to BDO

Open the Maya app and sign in.

Tap Bank Transfer .

Select BDO Unibank from the list.

Enter the amount, BDO account number, and recipient name.

Fees, limits, and processing time

Speed: InstaPay is commonly used for near real-time transfers, while other rails can take longer depending on cutoffs.

  • Fees: Costs can vary by channel and app version. Some routes are free or low cost.
  • Limits: Transfer caps depend on your bank settings, verification level, and the rail you choose.
  • Key points users look for
  • Rebranding: PayMaya is now Maya. You may still see older references in guides and search results.
  • Correct details: Double-check the receiving bank name and the mobile number or account number you enter.
  • Confirmations: Keep your reference numbers and screenshots until the transfer is fully credited.
  • Troubleshooting quick checks

Make sure the receiving bank is set to Maya Philippines, Inc. and the details match your wallet profile.

  • Confirm your BDO app is updated and your OTP method works on your device.
  • If a rail option is missing, check again later and consider another supported method inside the app.
  • FAQ
  • What is PayMaya called now? PayMaya rebranded to Maya , and the app experience may differ from older guides.

How long does a transfer take? Many InstaPay transfers are quick, but timing varies based on cutoffs and verification.

  • Can Maya send to BDO? Yes—use Bank Transfer in the Maya app and enter your BDO account details.
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